Uber has made life easier for a lot of Nigerians by providing an alternative means of earning legitimate cash. Uber is a technology-driven taxi company that connects drivers to riders through its app- Uber App. Here, if you are a rider in need of a taxi to take you to a certain place, from the comfort of your home, you can easily book online and in no time you have a taxi ready to take you down to your destination. Riding with Uber provides a classy and comfortable means of transport, much better than battling for seating space in regular danfo buses in Nigeria.

Uber itself does not own a taxi or private cars to take riders from one place to another. Rather, people can sign up on the Uber platform as drivers or partners ready to rent cars for transport by registered Uber drivers. Most people fit the driver requirement by Uber, but unfortunately, they don’t own a car. These ones would prefer to have a car of their own for the Uber driving business. If this is you, then you need to read this article till the end. You can actually get a car on hire purchase or car loan for Uber driving in Nigeria. But first, what are Uber vehicle requirements?

Uber Vehicles Requirements

The acceptable car for an Uber ride must meet the following requirements:

  • Not older than the 2000 model year
  • Is a 4-door sedan
  • In good working condition and aesthetic condition
  • Able to carry at least 4 passengers
  • Has functional windows, air conditioning, and a radio

Cars Not Accepted By Uber In Nigeria

If your car is in any of these states, it will not be accepted for use by both Bolt and Uber

  • 2-door cars are not accepted
  • Full-size trucks or vans
  • Taxies, government-owned vehicles, and other marked vehicles can’t be used for Uber and Bolt business
  • Salvaged, accidented or rebuilt vehicles will be rejected.

Minimum Requirements For Getting A Car Loan for Uber

Good Credit Score – This is very important as it determines your ability to pay back the loan. In simple terms, your credit score is your financial status which entails your ability to repay back the loan.

Debit Account – The truth is, no one wants to lend money to someone who can’t pay it back. This is why your debit account or history will be probed before anyone can give you a car loan for Uber. Lenders want to know how much you have borrowed from them and how much you own them. It’s best to have no debt history so that you can easily get your loan.

Repayment History – If you do have a debit or debt in the past, a good way to redeem yourself before your Uber car lender is that you have a good repayment history. This will guarantee your lender that you will pay back.

Personal Details – This includes your personal details, your personal information like name, address, email, etc. This is for identification and record-keeping purposes.

Where To Get a Car Loan For Uber

A private/personal lender

Private/personal lenders such as friends or family could loan you some cash to get your car. Make sure you set concrete repayment plans and agreements before you take the loan.

Get Financing from your car dealer

Some car dealers afford you the option to pay in monthly/weekly instalments and offer you a car loan for Uber. This means they become the lender while you become the borrower. In this instance, they offer you a payment plan such that you don’t have to pay for the car immediately, but depending on the cost of the car, the total cost is spread through the months (maybe 18-24 months), till the selling price is paid with interest.

Banks and other financial bodies

You can also go directly to different banks in Nigeria and fill in the application for a car loan. Ensure to do your research so that you go for the one with the lowest interest rate and short repayment term. Some banks have special car loans for registered Uber drivers. Financial agencies such as Sovereign Finance Limited, CreditVille Nigeria, Pukena Cars and Drivers, etc offer different hire purchase plans for Uber drivers.

How To Get a Car Loan For Uber

  1. Make a move to the car loan institution you are satisfied with and fill in the car loan application.
  2. Make sure you have all the necessary documents and meet the eligibility criteria both for Uber and the Loan lending body.
  3. Have a stable source of income that you can rely on to pay the monthly/weekly instalments. In most cases, a portion of your earnings will be remitted weekly to pay up the loan. However, you can always have an extra source of income.
  4. Read carefully all the details written in the loan agreement form. Beware of shady agreements, and ask questions where necessary.
  5. If all works well, sign the document and your car loan is ready.
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Blessing Afolabi is a writing enthusiast. She enjoys reading about science, leadership, and any other edifying materials. She's willing to go the extra mile in curating the right kind of content. When she's not writing, she's busy reading, chatting, or just hanging out with friends.

122 Comments

  1. Adagun akeem aina on

    Good day sir/ma. I would like to make an enquiry on how to take a car loan and how much is it and how is the payment as well. Thanks

    • Adirika Chukwunonso on

      Good day Sir,
      I want to venture into Uber business in Lagos. I am in need of car loan that I can be paying weekly. I will like to go for Toyota Corolla 2003 to 2006 LE

    • Hello good day This Ademola from Lagos state I’m a bolt driver pls I need a car on hire purchase to used on bolt and uber to working I need your help to get me car i am sure that i will be a good driver that you can recommend for anyone in future. This my wattsap number 08108591353

    • Hello sir/ma I am a competent driver I need a car on hire purchase to used on uber and taxify platform. I need your help to get one car i am sure that i will be a good driver that you can recommend for anyone in future. This is my wattsap number 08090669881 or 08084608884 if my application is considered I will be very happy thanks

  2. Thompson Jesus Emmanuel on

    Please sir i really need your help, i need a car for weekly remittance or hire purchase on uber and bolt…. Thanks

    • Emmanuel john on

      Good day sir/ma my name is Emmanuel john pls I need a car for hired purchase pls how is the payment method,

      • Good day sir/ma my name is olayinka from Lagos state I need a car for hire purchase Toyota Corolla this my number 0706 998 2149 even i have a little money I can drop pls help me

        • Please sir i really need your help, i need a car for weekly remittance or hire purchase on uber in Lagos State Thanks

      • Please I need a hire purchase car for Uber and Bolt to be remitted either weekly or monthly remittance here in Lagos State thanks.

    • Mr. Paul Mathias on

      I have a Toyota Camry car for Uber, under a weekly delivery payment

      A good and honest driver can contact me directly to my phone number 09036363349

      Mr. Paul Mathias

  3. Abua Jacob Obi on

    Good day sir/ma,pls I need a car for hire purchase or remittances for uber,bolt or others, dis is my contact, 08027671549,09132241396,tanks

  4. Ogeru Sunday ogeru on

    Good day sir/ma, I’m an Uber driver in need of a car to continue my Uber busines. Either car loan or hire purchase even rental am capable. Thanks looking forward to hear from you. Please you can contact me on 07068227357

    • Boniface Umenwobi on

      Good day sir,
      Please I want to venture into Uber and Bolt business. I will like to know the terms and conditions for either higher purchase or weekly remittance.
      Please I will like to go for Corolla Le .
      Thanks.
      Boniface Umenwobi.
      08033746779

      • Benazimor Stingo Egiren on

        I am interested in taking a car loan, and I will like to have a Sianna motor for transportation to enable me pay the monthly installment payment.
        Mr, Benazimor Stingo Egiren.
        08034808553

  5. Good day sir/ma, I’m a bolt and Uber driver, I need a Toyota Corolla 2007 at hire purchase to continue with the business. I will be glad if my request is granted. 09068253232

  6. Good day sir/ma pls I need a Corolla car to run uber/bolt business , hire purchase or rental I’m ready. I’m in ojodu ikeja . My contact is 08037990886

  7. Good day,

    I will love to enquire if you have services for camry higher purchase, what are the terms &!conditions. I’l be glad to read from you.

    Thank you

    • Daniel Abutu on

      I need a Toyota Corolla or Big daddy for hire purchase/remitance to use for Uber and Bolt. Any one available should reach me on 08105067566

    • I need a Toyota Corolla or Big daddy for hire purchase to use on Uber and Bolt. Any one available should reach me on 08020611079.

  8. Amodu Ibrahim Joseph on

    Dear sir/ma
    I have Passion for driving and earn money on Uber business but I don’t have a car.I need a car for purchase and repay back at am agreed terms and conditions.
    Kindly assist me.
    My contact no is 08165305707.
    Thanks.

  9. Edet Jude prince on

    Good day sir,
    Please I want to venture into Uber and Bolt business. I will like to know the terms and conditions for either higher purchase.
    Please I will like to go for Corolla Le .
    Thanks.
    Edet Jude prince
    08036498815

  10. My name is Peace, i live in Abuja and I need Toyota Corolla for hire purchase or weekly remittance for Uber/bolt this is my phone number 07030848696

    • Dickson Stanley on

      Am Stanley by name , I live in Lagos and I need a Toyota Corolla for hire purchase or weekly remittance and I have account with Uber already, this is my number 08103245830

    • Adeneye Oluwaniyi Samuel on

      Good day sir!I am a good driver and have been driving for some years now..pls sir,I need a car that I would use for Uber, a Toyota Corolla car that’s in good condition.here is my contact.08101695767

    • Ugwuanyi ikechukwu on

      Please I have 400000 naira in cash and I need a bus car. I will like to know the condition of the payment please if possible urgent

  11. Okechukwu Abraham on

    Good day I need a car loan of Toyota Corolla for Uber higher purchase or weekly remittance
    Okechukwu Abraham 08164117112

    • Good day sir/ma I need a car for uber on hire purchase or weekly remittance,08067616698 on

      Good day sir/ma I need a car for uber on hire purchase or weekly remittance,08067616698

      • Ugwuanyi ikechukwu on

        Please I have 400000 naira in cash and I need a bus car. I will like to know the condition of the payment please if possible urgent 09150446655

  12. Please sir i really need your help, i need a car for weekly remittance or hire purchase on uber and bolt…. Thanks 08137651463

  13. Chukwudi Kelvin on

    Please sir/ma i really need your help, i need a car for weekly remittance or hire purchase on uber and bolt…. Thanks my number 07046874431

  14. My name is Alfred, i live in Abuja and I need Toyota car for hire purchase or weekly remittance for Uber/bolt. 08080135703

    • I would like to get a car for Uber and bolt services and I would remet as agreed without delay or excuse 07025026255 am in abuja

  15. Okegbenro gbenga oka on

    Good day sir/ma please I need help from your organization, I need car loan installmentally for uber 08137005175

  16. OLASANOYE Johnson akins on

    Good day sir/ma, my name is OLASANOYE JOHNSON akins, I’m a driver and I need a car for Uber/taxify job on hire purchase my phone number is 09035718632 thanks.

  17. Emeh kingsley on

    Good day sir / madam , My name is emeh kingsley I am driver I need a car for Uber by loan or weekly remittance 08142901015.

  18. Olugbenga Ebenezer Opatola on

    Olugbenga Opatola is my name. I am a five start driver with uber for many years with a proofing record, I need a Toyota Camry for Uber Taxi. Thank you

  19. Damilola Joseph on

    I’m Damilola, I based in Lagos, pls kindly help me with a car, I need it for Uber business on hire purchase with monthly payment, I prefer 07/08 Camry. 08135579401

  20. Good day sir
    My is chinedu I base in abuja
    I need a toyota corolla for 2006 model for uber/bolt on hire purchase
    Pls if any available you can contact me on 08029850432
    On already a registered bolt/uber driver with good rating/credit score.
    Thanks.

  21. udochukwu prince on

    good day sir. please i need a car loan for uber driving will be delivering weekly i will love to go for toyota product. i base in owerri imo state

  22. Ajibola Temitayo iremide on

    Pls I need a car for hire purchase toyota corolla 07 or 09,I av 100k for down payment, pls help, my number is 07043955268 thanks God bless you

  23. Isaac Daniel on

    Good morning mar/sir please am Abuja I need car hire purchased Corolla to do bolt and Uber. If anyone please let me know

  24. Chibuike alozie on

    Good day , pls I need a Toyota corrolla for hire purchase on weekly payment, I will be happy if I am considered and will abide by the rules,
    Thanks and anticipating a favourable response

  25. Ajetunmobi oluwatosin on

    Good day sir,
    Please I want to venture into Uber and Bolt business. I will like to know the terms and conditions for either higher purchase.
    Please I will like to go for Corolla Le .
    Thanks.
    Oluwatosin Ajetunmobi
    Abuja
    08033931190

  26. Daniel emeka Ndubuisi on

    Good day sir/ma I would love to work with your company I need a car for weekly payments I’m a very good and honest driver although I just joined the Uber business I’ve been driving my uncle,s car for 3years now I want to start up something on my own please I would be glad if anyone can help me out thanks

  27. Good day sir,
    Please I want to venture into Uber and Bolt business. I will like to know the terms and conditions for either higher purchase or weekly remittance.

  28. Ademu Emmanuel on

    Good day sir/ma, I need car as hire purchases to use with uber and bolt, I prefer colora to be paying weekly, if there is anyone, 07064779718

  29. I need a car for hire purchase pls if there is get in contact with me 08063559294 or +234 808 678 2715 pls am from akwa ibom start

  30. Hello sir/ma I am a competent driver I need a car on hire purchase to used on uber and taxify platform. I need your help to get one car i am sure that i will be a good driver that you can recommend for anyone in future. This is my wattsap number 07037669919 if my application is considered I will be very happy thanks

  31. EBUBE okechukwu on

    Good day sir/ma,pls I need a car,for weekly or monthly remittance,I am already a bolt and Uber driver, with an active bolt and Uber app,have been in the business for upto a year, with a four years active driving license,pls if you’re in need of a driver,pls give me a try,I promise to work according to our agreement,08063120451, wattsapp 07066584309,based in ojo Lagos,

  32. Pls I need a sienna car for interstate transportation
    Hire purchase, weekly payment or go and come payment
    My contact is 08162866226
    Thanks

  33. Alpha luka Jonah on

    Good day Sir /ma. My nama is Alpha luka Jonah, I live in Abuja. Please I want to venture into uber and bolt business. I will like to know the terms and conditions for. Either higher purchase or weekly remittance. Please I will like to go for. Corolla le. Thank you sis/ma my number is 07052818151

  34. Sir I really need ur help sirToyota for uber Sir pls Sir kindly help me Sir may almighty Allah continue to bless you more and more

  35. Ahmed Wasiu Oluwaseun on

    Please i need a car for hire purchase for Uber, i live in lagos. please help. my number is 09032553973

  36. Good day sir/ma. I’m akolawole from Lagos, please I need a car to continue my Bolt work on hire purchase or rentals… Thanks God bless

  37. Okon unyime Andrew on

    Good day sir/ma am in need of a rental car they I would be delivering every week,I do bolt and indriver,I started the business since 2019 till date am experience, thanks

  38. Goodday sir/ma I’m Ridwan from Lagos, please I need a car to continue my Bolt work on hire purchase or rentals… Thanks God bless

    Ridwan

  39. Adewunmi micheal on

    Good day sir/ma pls I need a car for uber or bolt for hire purchase pls am good in driving I would b glad if u can help me out 07038176210 dats my number

  40. Emanuel Adewale on

    Good morning sir/ma my name is Adewale Emanuel. Pls I need a car for loan in Lagos pls help on how to get it. Thanks.

  41. Gud morning sir/ma ,pls I need a car for uber higher purchase i live in ikorodu my name is fidelis,pls contact me on my number,08184276808

  42. Adekunle Durojaiye on

    Happy weekend, please I need trust worthy agreement to run a transport business,in my town Isanlu Yagba east to lokoja in Kogi State, with a Volkswagen Jetta or gulf,base on loan agreement, please do contact me on 08145696305
    Thanks appreciate.

  43. Good afternoon, my name is chika kalu, I am a driver with more than 5years experience, I want to be a driver with Uber or any driving app but I do not have a car to start with. I would like to do higher purchase if giving the chance.

    08037953657

  44. Good evening everyone here. Francis is my name. Pls sir/ma I need car for Uber or Bolt either hire purchase or deliver but pls I need 4plug because of the fuel consumption. Thanks
    07064206625. I base in Lagos thanks everyone.

  45. Solomon yellow on

    Good evening and complement of the season sir/ma I’m a boli driver looking for higher purchase car that I can be paying weekly, thanks
    From uyo, Akwaibom (09033989017)

  46. Good evening sir /ma I’m a uber driver looking for hire purchase of car that I can be delivering weekly.
    Will be happy if I get a reply. Thanks
    From lagos Ajah (07042171507)

  47. Daniel olatunji on

    My name is Daniel olatunji
    Please sir i really need your help, i need a car for weekly remittance or hire purchase on uber and bolt…. Thanks

  48. Daniel olatunji on

    My name is Daniel olatunji
    Please sir i really need your help, i need a car for weekly remittance or hire purchase on uber and bolt my phone number is 08060541693. Thanks

  49. Good morning/ma. Please My name his Israel Sunday Akpan I stay in Lagos Nigeria please am above 30 I need a car for Uber hire purchase my phone number 08164530824

  50. Good day sir/ma, I need a car for hire purchase remittance for Uber in Lagos State, please call you can call me on 08075494556

  51. Odutola Samuel on

    I need Toyota Camry or Big daddy for hire purchase or weekly remittance for Uber/bolt this is my phone number 09136054641 pls contact me

  52. Traore bangali Ibrahim on

    Good evening sir
    My name is Muhammad I’m living in Lagos I need a car for uber I will be paying every week

  53. Good afternoon Ms/Sir. I’m Agbo Pius from Abuja please I need a car for hire purchase that I can be using for Uber or bolt in Abuja please, this is my contact: 07035471056

  54. Good day sir my name is Chika divine uta in leave in ebute metta sir i need a car for Uber sir thanks so much sir
    My contact sir 07058859071

  55. Good day sir my name is Oshenye Marcus I live in sango ota I worked in Nigeria distilleries limited please I need a car for hire Uber with weekly payment thank you sir. Phone 08060968303

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