Top Affordable & Reliable Car Models for Low-Income Earners in Nigeria

In Nigeria, buying a car is one of the biggest challenges for most low-income earners because cars are mainly expensive in the country. Interestingly, the country’s exchange rate and import duties continue to increase car prices.

Instead of decreasing car prices, they continue to increase in Nigeria, making it almost impossible for the average Nigerian to afford a car. 

While there are many expensive cars in the country, there are still a handful of vehicles that are affordable that most low-income Nigerians can take part in. It’s important to note that these vehicles are not new vehicles. Rather, they are either the Nigerian-used version of old model vehicles or aged models of popular brands like Toyota, Honda, Volkswagen, Mercedes, and the rest.

To know some of the cars you can purchase in Nigeria as a low-income earner, check out the list of cars below.

2005 Honda Accord – N1.5 Million & Above

In Nigeria, the Honda Accord is acknowledged as Toyota’s greatest rival. The amount of detail in the interior design of the Honda Accord is one of its greatest advantages over the Toyota. Even though it’s inexpensive, the Honda Accord gives you a sense of elegance. 

The dashboard, which has undergone modifications in recent versions, is the most exciting feature of the Accord’s interior. The well-known issue of the Honda Accord’s ball joint and suspension slipping while driving is a drawback. However, the owners of these Honda Accord vehicles have a poor maintenance culture, which is largely to blame for this issue.

Cost/Budget: Plan to spend between N1.5 million to N3 million for a decent, fairly used 2005 Honda Accord.

• Cheap 2005 Honda Accord for sale in Nigeria

Volkswagen Golf 3 & 4 – N2 – N4 Million

Volkswagen Golf is one of the cheapest cars to make its way into Nigeria. The brand is most popular for its durability, affordability, and capability to go through long journeys. The Volkswagen Golf series used to be one of the most popular cars in Nigeria, used by members of the upper class in the 1990s, and over the years, it is still a tested and trusted brand. 

Cost/Budget: Plan to spend between N2 million to N4 million for a decent, fairly used Volkswagen Golf 3 & 4.

Cheap Volkswagen Golf for sale

2003 Honda CR-V – N1.8 – N2.5 Million

The Honda CR-V is a popular brand in Nigeria widely known for the comfort it gives to young families. A family that isn’t large will find the car durable and efficient. It has in-built safety features, is easy to clean and maintain, and can manage fuel efficiently, among other advantages. If you are looking for a car that gives an SUV feel and is also affordable, this car is right.

Cost/Budget: Plan to spend between N1.8 million to N2.5 million for a decent, fairly used 2003 Honda CR-V.

Cheap 2003 Honda CR-V for sale

2007 Toyota Corolla – N3.5 – 4 Million

The first on this list was the Toyota Camry, and now it’s the Toyota Corolla. The two brands of Toyota are undoubtedly the kings of Nigerian roads. The Toyota Corolla is affordable on all levels, easy to maintain, fuel-efficiency, and also affordable.  

Cost/Budget: Plan to spend between N3.5 million to N4 million for a decent, fairly used 2007 Toyota Corolla.

Cheap 2007 Toyota Corolla for sale

2001 Toyota Sienna – N1.2 – N1.8 Million

Talk about a family car, and the Toyota Sienna comes up. The Toyota Sienna is a Sports Utility Vehicle known for giving comfort and security to its riders. It is a great choice for a large family as a family car. Although it does not have a sleek look, it will transport its owners to and fro for a very long time. A used version of the Toyota Sienna 2001 can be purchased in Nigeria for N1 million or more.

Cost/Budget: Plan to spend between N1.2 million to N1.8 million for a decent, fairly used 2001 Toyota Sienna.

Cheap 2001 Toyota Sienna for sale

2005 Mercedes-Benz C200 – N2 – N3.5 Million

The Mercedes-Benz brand is known for its dependability and trustworthiness, two qualities that Nigerians take very seriously. The brand’s history of performance, safety, and innovation serves as additional support for this. 

Mercedes-Benz is typically associated with luxury, but if you can afford one and your budget is unrestricted, especially for the more current versions, go for it. Mercedes-Benz cars will cost you more to maintain than other comparable models, but owners of the brand and others who have driven them frequently vouch for their great performance.

Cost/Budget: Plan to spend between N2 million to N3.5 million for a decent, fairly used 2005 Mercedes-Benz C200.

Cheap 2005 Mercedes-Benz C200 for sale

Conclusion

There are varieties of affordable cars for low-income earners in Nigeria, and these are some of the most decent ones on the list to check out.